APIVerve vs IBAN.com

Looking for an IBAN.com alternative you can start on today? Compare APIVerve's IBAN Validator and SWIFT Code Lookup against IBAN.com on validation detail, bank data, pricing and access, and see which one your payment flow needs.

  • IBAN.com alternative
  • IBAN validation API
  • Free tier
Head to head
8APIVerve wins
2Ties
1IBAN.com wins

Across 11 compared capabilities · 200 free credits/mo to try.

At a glance

The fundamental difference

Why teams pick APIVerve

IBAN validation, developer-first

  • Pass or fail for each check, plus readable error reasons
  • Correct check digits returned for a mistyped IBAN (paid plans)
  • Bank code, branch code, account number and national check digits (paid plans)
I

Where IBAN.com falls short

IBAN, BIC & Bank Validation Suite

  • No free query allowance on live data; the sandbox returns fixed answers
  • Licences are priced per year, with a one-year minimum
  • IBAN, BIC and bank-account checks are separate licences
The toolkit

The APIs behind these results

The endpoints behind APIVerve's side of this comparison. One key covers all of them, plus 300+ more.

Detailed comparison

Feature by feature

Every capability, side by side. Green marks the winner.

IBAN Validation

What each service checks and tells you about an IBAN

CapabilityAPIVerveIBAN.com
Checksum, length and format, each reported separatelyBoth run mod-97, country length and BBAN structure as independent checks and report each one
Correct check digits for a mistyped IBANAPIVerve returns the two digits the IBAN needs, so a typo can be fixed in place (paid plans)
National check digits split outThe country's own check digits inside the BBAN, returned as a field (paid plans)
Swiss and Liechtenstein QR-IBAN flagMarks QR-IBANs, which only work with QR-bill references (paid plans)
Bank name, BIC and address from the IBANIBAN.com looks the bank up in its directory and returns it with SEPA scheme reachability; APIVerve returns the bank code only

Getting Started & Pricing

What it takes to call the API from your own code

CapabilityAPIVerveIBAN.com
Free calls against live dataAPIVerve's free plan checks real IBANs each month; IBAN.com's sandbox returns fixed answers
Monthly billingAPIVerve plans renew monthly; IBAN.com licences run a year at minimum
Postman collectionBoth publish one for trying calls
Typed SDK librariesAPIVerve ships first-party SDKs; IBAN.com documents code samples (curl, PHP, Python, Node.js, Java, C#, Go)
Native MCP tools for AI agentsIBAN validation and SWIFT lookup as callable agent tools
One subscription for IBAN, BIC and 300+ other APIsIBAN.com prices IBAN validation and BIC validation as separate licences
The bottom line

APIVerve or IBAN.com?

IBAN.com sells bank data, and it shows.

Use APIVerve if

  • You need to know whether an IBAN is valid, and why not
  • You want the correct check digits suggested for a typo
  • You'd rather pay monthly than buy an annual licence

Use IBAN.com if

  • You need the bank, branch or BIC from an IBAN alone
  • You need to know if a bank takes SEPA transfers and direct debits
Read the full verdict

Send it an IBAN and, once the checks pass, it tells you which bank and branch it belongs to, the BIC, the address, and whether that bank can receive SEPA credit transfers and direct debits. If your payment flow needs the beneficiary bank's name or BIC filled in from the IBAN alone, APIVerve doesn't do that, and IBAN.com is the better fit. Many forms only need to know whether the IBAN is right and, if not, why, before the customer presses submit.

That is the job APIVerve's IBAN Validator does: every check comes back as its own pass or fail with a reason in plain words, a typo gets the check digits it should have had, and paid plans split out the bank code, branch code and account number. You can start on a free plan and pay monthly, instead of an annual licence priced by lookup count. Use IBAN.com when you need the bank directory; use APIVerve when you need the validation in your code today.

IBAN.com questions.

Common questions about switching from IBAN.com to APIVerve.

Talk to us →
Is APIVerve a free IBAN.com alternative?
For IBAN validation, yes. APIVerve's IBAN Validator runs on a free plan with monthly calls against real IBANs, while IBAN.com's free option is a sandbox with fixed answers and its paid IBAN Suite is an annual licence. APIVerve's free plan is for evaluation; paid plans start at $12.99 a month. What APIVerve doesn't return is the bank name, BIC and address that IBAN.com looks up from its bank directory.
How do the prices compare?
APIVerve's Starter plan is $29.99 a month and covers 100,000 IBAN checks, billed monthly. IBAN.com's entry IBAN Suite licence is €530 a year for 2,000 lookups, excluding VAT, with a one-year minimum. IBAN.com's price includes the bank and SEPA data it returns, so compare on what your flow needs.
Can I get the BIC or bank name from an IBAN with APIVerve?
Not directly. The IBAN Validator returns the bank and branch codes inside the IBAN (on paid plans), not a bank directory entry. You can search a bank's SWIFT/BIC codes by name with SWIFT Code Lookup on the same key, but if you need the BIC filled in from the IBAN alone, IBAN.com does that.
Does APIVerve check SEPA reachability?
It tells you whether the IBAN's country is in the SEPA scheme (paid plans). IBAN.com goes further and reports, per bank, whether it can receive SEPA credit transfers and direct debits, and instant payments on request.
Does an invalid IBAN cost a call or throw an error?
On APIVerve an invalid IBAN is a normal answer: isValid is false, each check shows pass or fail, and the errors list says why in plain words. IBAN.com also answers invalid IBANs with per-check codes, and counts every processed request as a query.
Does either service confirm the account exists?
APIVerve's IBAN Validator doesn't; it checks the IBAN's structure and check digits. IBAN.com sells account verification separately as its Verification of Payee (BAV) product.

Test it against IBAN.com yourself. Start on the free plan.

One key, 300+ APIs

IBAN Validator, SWIFT Code Lookup, IFSC Lookup and 300+ other APIs on one key. 200 free credits a month to evaluate; paid plans from $29.99.

See pricing